Curious about how the 5% rule shapes charitable remainder trusts? This article breaks down what the 5% rule actually means for donors and beneficiaries. You'll find out when and how the payout rules apply—and what happens if you dip under the threshold. Get real-life tips for planning and keeping your trust in shape, plus common pitfalls to avoid. Whether you’re considering setting one up or just trying to make sense of the details, you’ll leave with practical insights.